Sweden Schengen Visa 2025: Bank Balance & Proof of Funds Explained

Sweden Schengen Visa for Pakistanis: Minimum Bank Balance Requirement

ISLAMABAD / STOCKHOLM: Pakistani applicants planning to travel to Sweden under the Schengen Visa must show sufficient financial proof, also known as proof of funds, to cover their stay. While there is no officially fixed amount announced as “exact minimum bank balance,” visa experts and embassy guidelines indicate expected financial capacity based on daily expenses and duration of visit.

The application process is handled via Schengen jurisdiction under the Sweden Embassy Visa Section and VFS centers operating on behalf of Schengen member states.

🔍 Proof of Funds: What Sweden Expects

Applicants need to demonstrate they can afford:

• SEK 450–500 per day of stay in Sweden (approximate estimation used by visa consultants)

• Hotel bookings, transport, travel insurance, and living expenses

• Return flight and emergency cost coverage

This means if you plan to stay for 7 days, your financial proof should safely cover:

SEK 3,500–4,000 minimum for stay expenses + travel costs (~Rs95,000 to Rs115,000 PKR)
However, experts suggest keeping extra buffer funds in your bank to strengthen your application.

✅ Recommended Minimum Bank Balance for Strong Application

For Pakistani travelers, consultants recommend maintaining:

💡 A higher and stable balance + consistent monthly transactions significantly improve approval chances.

🏦 Bank Statement Requirements

You must provide:

• Last 6 months bank statement

• Updated and stamped by the bank

• Shows:

  • Regular income or savings pattern

  • No sudden unexplained large deposits

  • Minimum 150k–200k+ monthly turnover preferred

• Salary slips or business income proof (if applicable)

📌 Other Financial Documents That Help

• Property papers, vehicle documents

• NTN or tax return documents from FBR

• Investment certificates or saving bonds

• Sponsorship documents (if someone else is funding the visit)

❗ Important Notes

• Funds should be clean, traceable, and months old, not deposited overnight

• Maintaining balance in multiple accounts is allowed but each must be verified

• Visa officer cares more about financial stability than a single big number

• Travel insurance is mandatory (minimum €30,000 coverage)

Conclusion

Although there is no exact declared minimum bank balance, Pakistanis applying for a Schengen Visa for Sweden should maintain at least Rs300,000 to Rs1,000,000 depending on visit duration, backed with strong financial history for maximum approval success.

For official verification, applicants should always check embassy appointment instructions and VFS documentation lists before submission.

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